One wallet that pays, sells, saves, invests and collects — because keeping five apps in step is not a thing anybody should have to do with their own money.
Wallet, behind every one of them
Ways to use it, on the same balance
Things it does: pay, sell, save, invest, collect
A trader takes payment in bits across a week. A family sends money home on no fixed day. A susu group of twenty collects every Friday and pays one member at a time. A seller has goods and no way to be paid online for them. Someone puts a little aside each month and wants it kept apart from what they spend.
None of that is unusual. It is how most money moves, most of the time — and it fits badly into products designed around a salary arriving on the same date every month. PesewaPay is built around the way it actually happens.
Ghana has been through enough failed financial products that "trust us" is not worth saying. So we try not to say it. Where we make a promise about your money, there is a mechanism behind it that makes the alternative impossible — not a policy, not an intention, and not a sentence in a terms document.
We could have written that as a policy and trusted shops to honour it. Instead the money is held by PesewaPay and the release will not run until the order is both paid in full and marked handed over. The policy version can be broken; this version cannot.
The easy build pays the recipient whatever was collected and moves on. Ours refuses and names the shortfall, because paying somebody less than their turn is worth — because another member defaulted — is how these groups fall apart.
Money to anyone on PesewaPay, instantly, from your wallet.
Learn moreSell online with a wallet built in — and buyers are protected until delivery.
Learn moreSusu and contribution groups, with the arithmetic and the chasing done for you.
Learn morePay in bits, on a schedule both sides agreed to.
Learn moreA link that collects money, payable by anyone — no account needed.
Learn moreVaults with a purpose, that fill themselves.
Learn morePut money into real ventures, on terms fixed the day you buy.
Learn moreRecurring payments that remind by default.
Learn morePesewaPay is not on the app stores yet. Join the early access list and we will tell you the day it is — no other mail, and nothing shared.
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+233 50 737 9051
Accra, Ghana
app.pesewapay@gmail.com
pesewapay.com