PesewaPay Send Money

Money to anyone on PesewaPay, instantly, from your wallet.

Send money to anybody with a PesewaPay account using their phone number. It arrives immediately — there is no clearing period and no waiting for a batch to run overnight.

A transfer either completes or does not happen You cannot be overdrawn
What it is

Send money to anybody with a PesewaPay account using their phone number. It arrives immediately — there is no clearing period and no waiting for a batch to run overnight.

Money moves between wallets inside PesewaPay, so a transfer is one movement rather than a payment out of one system and into another. That is why it is instant, and why it either happens completely or does not happen at all.

Does the person I am paying need an account?

For a direct send, yes — the money goes into their PesewaPay wallet. To collect from somebody without an account, use a Payment Link, which anyone can pay by mobile money.

How it works

From start to finish

1

Enter the number

The person you are paying, by phone number. You are shown their name before you continue, so a wrong digit is caught before the money moves, not after.

2

Confirm what it costs

The amount, any charge, and what leaves your wallet, on one screen.

3

It arrives

Immediately. Both of you are notified.

Where your money is

At every point, you can say where it sits

  1. 1 Your wallet where it starts
  2. 2 One movement recorded on both sides at once
  3. 3 Their wallet immediately
What we guarantee

Not promises. Mechanisms.

Each of these is enforced in the software rather than stated as a policy. A policy can be broken; these cannot.

A transfer either completes or does not happen

Both sides of a transfer are written in a single action. There is no state where the money has left your wallet and not arrived in theirs — not while a system is busy, not if something fails halfway.

You cannot be overdrawn

A send that your balance cannot cover is refused before anything moves. PesewaPay does not lend you money by accident.

Questions

What people actually ask

For a direct send, yes — the money goes into their PesewaPay wallet. To collect from somebody without an account, use a Payment Link, which anyone can pay by mobile money.

Yes, until you verify your identity. Unverified accounts have a cap on the wallet balance; verifying raises it. You are told the cap and how to lift it at the point it stops you, not afterwards.

Any charge is shown to you before you confirm, on the same screen you confirm on — never afterwards and never buried. Charges differ by service and some are currently nothing at all. A refund is never charged for.
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Get started

Be among the first to use it

PesewaPay is not on the app stores yet. Join the early access list and we will tell you the day it is — no other mail, and nothing shared.